Louisiana Storm Damage Claims Attorney

Baton Rouge Storm Damage Claim Lawyers

Severe storms and hurricanes are a reality for Louisiana residents, bringing not just physical destruction but also financial and emotional strain. Dealing with storm damage is challenging enough, but navigating the complex world of insurance claims can make the process even more overwhelming.

As Louisianians, we have been forced to adapt to stormy weather, as it comes and goes frequently with every passing season. As a result, many people secure a storm-coverage insurance policy to account for any property damage that may occur as a result of a storm. At Joubert Law Firm, we have helped many property owners obtain the compensation they deserve to complete the necessary repairs they need following a catastrophic storm of any kind. 

At our Louisiana law firm, it's our job to make sure that insurers pay you the compensation you deserve to repair the damages and losses you’ve faced after a major storm or natural disaster. We work with both homeowners and businesses in the South Louisiana area, fighting for appropriate coverage when insurance companies undercut or deny claims.

To schedule a free consultation with an experienced LA storm damage claims attorney, give our law office a call at (225) 777-8853 or complete our online intake form today.

What Does a Storm Damage Claim Lawyer Do?

Just like a personal injury lawyer stands up to car insurance and health insurance agencies to ensure their clients receive the maximum payout after an accident, a storm damage claim attorney stands up to homeowners insurance agencies to ensure property owners receive the necessary living expenses and repair/replacement costs for the damage caused by powerful storms. Whether you suffered from minor or major damage or a complete loss of your home or personal property, a storm damage lawyer like those at Joubert Law Firm works to hold the insurance company accountable for paying a fair amount to affected homeowners.

When the unexpected happens, you expect your insurance coverage to do what it is supposed to and keep you covered. After all, you pay all those expensive insurance premiums for moments like this, so shouldn’t you be able to rest easy knowing everything will be taken care of? Unfortunately, that is often not the case. When it comes down to it, your insurance company will do everything it can to avoid paying what you are owed, sometimes even flat-out denying your claim. That is where our Baton Rouge insurance claim attorneys come in.

An insurance claim lawyer represents clients in coverage disputes when an insurance adjuster refuses to pay what is owed to a valid policyholder. They can provide assistance from the initial filing of the claim to negotiating with insurance companies and even to fighting in court on the client’s behalf, should the case make it that far.  

What are Bad Faith Insurance Claims?

All insurance companies owe a duty of good faith to their policyholders. This means they are required by law to provide reasonable coverage for valid claims. Unfortunately, it is not uncommon for insurance companies to employ bad faith tactics in order to minimize or delay the payment of homeowners insurance claims or even deny them outright. 

Some of the things that might constitute bad faith practices include delaying an investigation into the claim, misinterpreting policy language, making unnecessary demands of the insured, and otherwise using deceptive practices to avoid paying out the claim. In cases where there is bad faith on the part of the insurance company, a policyholder may pursue a bad faith lawsuit against their insurer.

Types of Storm Damage Claims We Handle

Louisiana residents know our state sees its fair share of storms. Especially down south, our area is especially prone to devastating natural disasters like hurricanes. As such, people living in this area typically purchase insurance policies in response to these specific threats. However, just because they are policyholders does not always mean they will automatically get the most out of their property damage claim. That’s why insurance claim lawyers are so important. 

At Joubert Law Firm, our attorneys are equipped to handle the following types of claims:

Hail Damage Claim

We don’t get hail too often in Louisiana, but when we do, it can wreak havoc on our property, from roof damage to car damage and more. Our Baton Rouge hail damage claim attorneys are prepared to fight for clients who are denied or underpaid for their hail insurance claims.

Wind Damage Claim

You wouldn’t think wind alone could do much damage, but when paired with a tropical storm, tornado, or other serious weather events, strong winds can lead to the need for extensive repairs. Roofs can be ripped clean off, foundations can falter, and trees and branches can crush property, just to name a few scenarios. A Louisiana wind insurance claims lawyer can help by examining the terms of your policy and determining whether or not wind damage is covered. If it is, we’ll make sure you are appropriately compensated for the losses you’ve sustained due to high winds.

Hurricane Damage Claim

Our Louisiana hurricane damage lawyers have seen firsthand the damage caused by powerful storms like Hurricane Katrina, Hurricane Laura, and Hurricane Ida, to name a few. When you’re dealing with the aftermath of a hurricane such as these, the last thing you want to also have to deal with is fighting with insurance adjusters. Although we can track and prepare for these storms before they arrive, there is no telling the extent of the damage they will leave behind, and many times, no way to prevent it. 

Fallen powerlines, uprooted trees, broken windows, and severely damages roofs are just some of the types of damage that may be left behind. Our hurricane damage insurance claim attorneys fight for the appropriate coverage to repair and replace such damage. 

Flood Damage Claim

Though many people assume that water damage insurance is synonymous with flood insurance, that is not the case. Property damage claims for floods are specific to causes like heavy rain, hurricanes, storm surges, and other natural events. Whereas water damage claims cover things like burst or frozen pipes, water leaks, and water stains, floods can cause much more significant damage. 

As such, these claims cover things like structural damage and damage or loss of personal property. Our flood damage claims attorneys can analyze the often ambiguous language of your policy and make sure your homeowners insurance covers the damage caused by flooding. 

How We Assist With Hurricane Damage Claims

• Policy Analysis: We meticulously review your policy to identify coverage, exclusions, and limitations.
• Claim Preparation: We help document damages, collect evidence, and ensure all necessary paperwork is submitted accurately and on time.
• Insurance Negotiations: Our attorneys deal directly with the insurance company, ensuring you aren’t pressured into accepting a lowball offer.
• Litigation: If your claim is wrongfully denied or undervalued, we are prepared to take your case to court to secure the compensation you deserve.

Why Work With Joubert Law Firm?

1. Proven Expertise: With years of experience in storm damage claims, we know the tactics insurers use to minimize payouts—and how to counter them effectively.
2. Local Understanding: Louisiana's unique weather patterns and insurance regulations require localized knowledge, which we bring to every case.
3. Relentless Advocacy: We fight for fair settlements and are prepared to litigate when necessary, holding insurance companies accountable.
4. Stress-Free Process: From gathering evidence to negotiating with adjusters, we handle every detail so you can focus on recovery.

Contact Us

Our experienced Louisiana storm damage claims attorneys are committed to fighting for your rights. From policy reviews to claim denials, we provide end-to-end legal support tailored to your specific needs.

Whether you're a homeowner, business owner, or landlord, our team is ready to help you rebuild after a storm.

Give our law office a call at (225) 777-8853 or complete our online intake form today for an attorney near you.

FAQ: Storm Damage Insurance Claims

What types of hurricane-related damage are typically covered by insurance?

Hurricane-related damage typically covered by insurance includes:

• Wind Damage: Structural issues like roof damage, broken windows, and downed fences caused by high winds.
• Water Damage: Rainwater entering through storm-damaged openings; however, flood damage often requires separate coverage.
• Personal Property Damage: Coverage for household items like furniture and electronics.
• Additional Living Expenses (ALE): Temporary housing, meals, and other necessary costs if your home is uninhabitable.
• Debris Removal: Clearing trees and debris that have caused property damage.

It’s essential to review your specific policy or consult an attorney to understand your coverage fully.

Insurance Claims FAQ

How do I file a hurricane damage insurance claim?

Filing a hurricane damage claim requires careful attention to detail to avoid delays or denials:

Document the Damage

• Take detailed photos and videos of all damages, both inside and outside your property.
• Create an inventory of damaged personal items.

Contact Your Insurance Company

• Notify your insurer immediately to start the claims process.
• Request a copy of your policy if you don’t have it readily available.

Secure the Property

• Prevent further damage by covering broken windows, leaking roofs, or other vulnerable areas.
• Keep receipts for any emergency repairs or materials purchased.

Submit Proof of Loss

• Provide documentation, repair estimates, and receipts to substantiate your claim.

Stay Organized

• Keep records of all communications with your insurer, including dates, names, and the content of conversations.

Consult an Attorney

• If your claim is denied, undervalued, or delayed, seek legal advice to protect your rights. An attorney can help identify bad faith practices and hold the insurer accountable.

Why was my hurricane damage claim denied?

Common reasons for claim denials include:

• Insufficient documentation or missing deadlines.
• Allegations that the damage was pre-existing or unrelated to the storm.
• Policy exclusions, such as damage caused by flooding when flood insurance is not included.
• Misinterpretation of policy terms by the insurer.

At Joubert Law Firm, we can help dispute wrongful denials by providing legal support and evidence to back your claim.

What should I do if my hurricane damage claim is undervalued?

If you believe your insurance payout is too low:

• Request a detailed explanation of how the insurer calculated the amount.
• Obtain independent estimates for repairs or replacements.
• Consult with an attorney to challenge the undervaluation and negotiate a fair settlement.